Allstate, Chubb and The Travelers are the companies with the greatest exposure to an East Coast hit.
Don't go throwing your shorts on willy-nilly though, we're approaching 1100 days since a hurricane made landfall in the U.S.
Figure 1. Morning satellite photo of Invest 92L and Invest 93L.
...Forecast for 92L
Low to moderate wind shear of 5 - 15 knots is predicted along 92L's path over the coming three days, which should allow the storm to organize, assuming it can shut out any incursions of dry air that might intrude. The latest 00Z and 06Z model runs of the four best models for predicting tropical storm formation (GFS, ECMWF, NOGAPS, and UKMET) show weak development or no development of 92L, and NHC gave 92L a 30% chance of developing into a tropical depression by Saturday morning in their 8am outlook. A steady west to west-northwest motion for 92L is predicted by all of the models, which would put the storm in the vicinity of the northern Lesser Antilles Islands by Sunday. On Saturday and Sunday, 92L is expected to enter a region where an upper-level low pressure system will bring high wind shear of 20 knots to the storm, which should slow development. This upper-level low is also expected to turn 92L more to the northwest, so the storm is likely to pass north of the Lesser Antilles, though may pass close enough to give heavy rains to the northernmost islands. It is too early to know if 92L will recurve out to sea and potentially threaten Bermuda, or continue to the northwest towards the U.S. East Coast.
An African wave that emerged off the coast of Africa is near 10°N 22°W, a few hundred miles south of the Cape Verde Islands. This system, (Invest 93L), is also moving west at 10 - 15 mph, and has the potential to develop into a tropical depression or tropical storm before arriving near the northern Lesser Antilles Islands near the middle of next week. Recent visible satellite loops show that 93L has a decent amount of heavy thunderstorms, but this activity is not well organized. There is not much spin associated with 93L yet. 93L is fairly well-protected from dry air to its north and west. The SHIPS model and University of Wisconsin CIMSS wind shear analysis are showing moderate wind shear of 10 - 20 knots affecting 93L. Sea surface temperatures are 27.5°C, which is one degree above the 26.5°C threshold usually needed to support a tropical storm.
Forecast for 93L
Moderate wind shear below 20 knots is predicted along 93L's path over the coming five days, which should allow the storm to steadily organize. 93L is about 600 miles east of 92L, which is close enough that the two systems may interfere with each others' organization. The latest 00Z and 06Z model runs of the four best models for predicting tropical storm formation (GFS, ECMWF, NOGAPS, and UKMET), have only one model, the GFS, that is indicating significant development of 93L. This model brings 93L near the northern Lesser Antilles Islands by Wednesday. NHC gave 93L a 20% chance of developing into a tropical depression by Saturday morning in their 8am outlook. Due to moister air, the potential for less wind shear, and a more southerly track, 93L is probably a greater threat to the Lesser Antilles than 92L.